Question by bmw_hmb_cab: Timeshare?
Is it really worth it to buy into time share? Considering all the fees and payments, even becoming a member of RCI, is it worth all the money to buy into timeshare?
Some deals have you purchase a deed for a week or more at one resort. You own it and can use it, sell it, gift it, or put it in your will for your children or whoever. Is it a scheme or is it actually worth it?
Best answer:
Answer by Anarchrist
A lot of times it is not worth it. Though today they have better programs than in the past. Research it very well before buying. If you know others who own one, ask them about their time share and if they recommend the company they bought their’s from. Do a google search on the company you’re looking at to see if others have posted any complaints or compliments about the them.
Add your own answer in the comments!
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We have owned a time share unit in Big Canoe in north Georgia for 23 years.It’s absolutely wonderful.We have been fortunate to have great management and the units have recently been all refurbished-again.For us,it has been wonderful,but it is not for everyone.Never treat it as an investment,nor expect appreciation,although some units do.I will tell you this-you can buy units direct from the home owners associations dirt cheap.Our units at Big Canoe that have been foreclosed are sold for $500 plus the maintenance fee-also at $500 per year.That’s two bedrooms,two full baths,full kitchen,dining room,two decks,living room with fireplace,TV,stereo, DVD and VCR and loft-sleeps eight comfortably.
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I am not a great fan of timeshares although I do know one couple that loves theirs. They are hard to sell, you are lucky to get half what you bought them for. They are not an investment, they are for fun. Try to buy one second hand, as they are much cheaper that way. See the link:
You really have to evaluate how you like to take your vacations. If you like to plan last minute then a timeshare most likely wont suite your needs. If you like resorts with lots of onsite and room amenities and if you can plan a little ways out, then a timeshare would most likely fit your needs. The most expensive part of a timeshare is the annual maintenance fee. So if you’re considering purchasing a timeshare evaluate the purchase price, annual maintenance fee and taxes. If the annual fees are more than what you can afford then you have your answer.
For me and my husband, the timeshare we got for a resort is worth it. We love the beach resort and would not mind paying yearly fees. We got an unrestricted period, so anytime of the year the unit is available.
Do lots of research and ask around first if you intend to buy one.